Macdonald Devin represents clients in a broad array of insurance-related matters, including insurance coverage disputes and litigation, coverage opinions, defending bad faith claims, defending insureds in complex insurance defense litigation, and monitoring significant claims or litigation to protect the interests of excess carriers.
Insurance Coverage
Commercial insurers provide coverage for a myriad of risks unseen in the industry only a few decades ago. These matters require analysis of the claim, the insurance contract, the insured's business operations, and the dynamics of the disparate interests at work.
Macdonald Devin believes that an effective approach to these issues is based on much more than merely reviewing an insurance policy and reading legal opinions. It must include consideration of business relationships, future exposures, and developing a clear and concise understanding of issues that are complex and sometimes arcane. It also requires the ability to present the analysis in a clear and comprehensible manner.
Our lawyers have served as regional coverage counsel and have been called upon to provide insight into circumstances with national implications.
Insurance Defense
"Insurance defense" used to be synonymous with "car wreck lawsuits.“ No more! Over the last thirty years, the types of coverages written by commercial insurers and the complexity and variety of claims presented have undergone profound changes. "Insurance defense" today includes sophisticated litigation involving product design and warning claims, construction practices and defects, premises security, commercial relationships, employment matters, controversial medical issues, and environmental concerns. Our lawyers have defended policyholders under many types of liability and indemnity policies issued in today's sophisticated markets.
We thrive on the variety of lawsuits and claims entrusted to us by commercial insurance carriers and are constantly seeking new and more effective ways to resolve these claims, in order to most effectively advance the interests of our clients and their insurers. We understand the special tripartite relationship that exists between insurers, their policyholders and defense counsel, and work effectively in these representations.
We have been retained by insurance companies throughout Texas. The number of requests from our insured clients to their carriers for repeat assignments to our firm serves as testimony to the effectiveness of our representation.
We are also proud to have represented numerous excess carriers, evaluating substantial claims and lawsuits, as well as monitoring the defense and actions taken by the primary insurer. Our lawyers are experienced in monitoring significant litigation on behalf of excess carriers, including ensuring that the primary insurer on the risk is providing an effective defense and sufficiently protecting the excess layer.